posted by admin on Jul 29
Dear Deborah,
I was involved in a car accident and it was not my fault. Should I report the accident to my insurance company?
Absolutely report the accident to your insurance company as soon as is practicable. Even if you know the accident is not your fault the other driver may later claim that you were at fault. Your insurance company’s job is to protect your claim. If you have purchased collision insurance, they will pay for your repairs, less your deductible. If you have purchased medical payment insurance they will pay for your medical costs relating to the accident up to the amount covered. If the other driver has no insurance or a low policy, your policy may pay for the costs of your damages. Remember, your own insurance company will help you, but you should retain an attorney. Your attorney will make sure your rights are protected.